Individual Pension Planning

Your life insurance:
Protect what really matters

Your income, the people you love, your business.
Safeguard what you’ve built, with just a few clicks.

  • Discover price differences between various insurance providers
  • Identify your coverage gaps for a tailored protection
  • Configure now to receive personalized quotes

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Let yourself be convinced by those who have already chosen us and found a sincere ally in Loyal Group

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The most frequent questions about life insurance

There are several reasons why people choose to take out a life insurance policy.

The first is to protect the family, ensuring they have financial continuity without worries. You can plan inheritance with the insured sum and freely choose the beneficiaries.

In case of prolonged illness, the Swiss system covers on average only 60% of income. Life insurance allows you to insure up to 100% of your income.

Another reason is debt coverage, such as a mortgage on your home. In the event of death, life insurance pays off the remaining debt, preventing the bank from forcing heirs to sell the property.

In a business context, life insurance is essential to protect the continuity of the company. It provides resources to reorganize or manage succession in the event of the loss of a partner or key manager.

Yes, life insurance allows you to cover income gaps in case of disability. In this case, the Swiss system covers on average only 60% of income, while life insurance can cover up to 100%.

The premium depends on many factors, including age, occupation, the amount to be insured, and health status. It is often more affordable than you think.

Yes, you can freely choose who receives the insured sum and in what proportions. You can also change this selection during the policy term.

No, heirs can renounce the inheritance yet still receive the insured capital.

Yes, it can be deducted for tax purposes under solutions 3a and 3b.

The most frequent questions about Loyal Group

Loyal Group is an independent pension specialist. Registered in the FINMA register (license no. F01202725) as an independent insurance intermediary, it acts in the client’s interest, not the insurance company’s.

Yes, Loyal Group does not bill clients for consultation. It is funded by its partners, who pay a commission after a new contract is concluded, allowing you to enjoy an independent and transparent service.

Yes, exactly—the product rates remain unchanged. You pay the same premium you would have paid directly to the insurance company, ensuring zero additional costs and a transparent market comparison.
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