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Which benefits would you like to insure?

With life insurance you can protect yourself against premature death as well as prolonged illness.

Select the lump sum for premature‑death cover

Protect what matters: guarantee financial continuity for your family, repay your mortgage debt, provide resources to reorganise your business.

300,000

Enter your gross income

Why do we ask? It’s essential to calculate the indicative gap to be insured. For a more precise assessment, contact our pension experts.

20,000

What annual pension do you wish to insure for prolonged illness?

The Swiss system covers on average only 60 % of income. Life insurance lets you insure up to 100 % of your income in case of disability.

10,000

Enter your gross income

Why do we ask? It’s essential to calculate the indicative gap to be insured. For a more precise assessment, contact our pension experts.

20,000

What is your year of birth?

Entering your birth year lets us calculate the years left until retirement and give you a more accurate result.

1990

Who should receive the lump sum?

Help us understand your preferences to offer you a tailor‑made solution.

Enter your contact details

Zero spam: we need your contact details to assist you as best as possible with your personalized plan.

Discover price differences between insurers

Detect your gaps for tailor‑made cover

Configure now to get personalised offers

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The most frequently asked questions about life insurance

There are several reasons why people choose life insurance.

The first is family protection, ensuring their financial continuity without worries. You can plan succession through the insured capital and freely choose the beneficiaries.

In the event of prolonged illness, the Swiss system covers on average only 60 % of income. Life insurance lets you insure up to 100 % of your income.

Another reason is to cover a debt, such as a home mortgage. In case of death, life insurance allows you to pay off the remaining debt, preventing the bank from forcing heirs to sell the property.

For companies, life insurance is vital to safeguard business continuity, providing funds to reorganise after the loss of a partner or key manager or to handle succession.

Yes. Life insurance allows you to insure the income gap in case of disability. The Swiss system covers only around 60 % of income; life insurance lets you insure up to 100 %.

The premium depends on many factors, including age, occupation, sum insured and health status. It is often more affordable than you might think.

Yes, you are free to decide who receives the capital and in what proportion, and you can change this choice at any time during the policy term.

No. Heirs can renounce the inheritance yet still receive the insured capital.

Yes, with 3a and 3b solutions the premium is tax‑deductible.

FAQs about Loyal Group

Loyal Group is an independent pension specialist. Registered with FINMA (licence no. F01202725) as a non‑tied insurance intermediary, it acts in the client’s interest rather than the insurer’s.

Yes. Loyal Group does not charge clients for advice. It is remunerated by its partners once a new contract is concluded, allowing you to benefit from an independent and transparent service.

Exactly. Product prices remain unchanged. You pay the same premium you would if you went straight to the insurance company, ensuring no extra cost and a transparent market comparison.
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